Open Enrollment: Answers to your Top 5 Questions

Happy Open Enrollment Day! November 1st marks the start of the forth open enrollment period for President Obama’s Health Insurance Marketplaces. That means from today until January 31st, an estimated 10 million Americans who had coverage in 2016 will be able to renew their health plans online and an additionally 3.5 million Americans that still…

2016 Open Enrollment – 1 Week Left!

Open Enrollment for the Health Insurance Marketplace will end on January 31st. That means there are only 7 more days to choose a health plan and enroll if you: Make too much money for Medicaid (approximately $16,000/yr). Are 64 years old or younger and cannot enroll in Medicare. Are not getting health insurance coverage from…

2nd State Goes “Basic” with Health Plans

The Affordable Care Act passed  on March 23, 2010, however not all sections of the law are in place across all 50 states. One such provision of the law is Section 1331, the Basic Health Program. This is an optional program for states that wish to offer even more affordable health coverage to uninsured Americans. All states offer…

Healthcare.gov Turns Three!

November 1st marks the third open enrollment period for the Healthcare Insurance Marketplaces (aka Obamacare). That means we are only one week away from millions of Americans being able to log into Healthcare.gov and either buy insurance for the first time or choose from new plans if they enrolled for health insurance coverage last year. Before the launch…

An Exchange by any other Name…

In Shakespeare’s play Romeo and Juliet, Juliet surmises that, “Romeo would, were he not Romeo call’d, retain that dear perfection which he owes without that title.” So in the same sense would not Health Exchanges by any other name still be just as confusing? “’Tis but thy name that is my enemy” A recent survey…

How Much Does Free Healthcare Cost?

Health exchanges intend to provide affordable coverage to a group of consumers who otherwise, for various reasons, have been historically uninsured. Each health exchange will use advanced premium tax credits (APTCs) or “subsidies” pegged at a person’s salary to help defray the cost of health insurance. To be eligible for these subsidies, a consumer (and/or…